STHHA Health Insurance Program
STHHA Eligibility Requirement For The MVP Health Insurance Program
ELIGIBILITY: Any trainer, driver or groom, that is in good standing with the STHHA is eligible for the health insurance program.
MINIMUM STARTS RULE: All trainers and driver in good standing with the STHHA, must make the required amount of starts per month to remain eligible for Health Insurance.
- The per month starts required: May 3 starts, June 4 starts, July 4 starts, Aug. 4 starts, Sept. 3 starts
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- GROOM ELIGIBILITY: All grooms in good standing with the STHHA and are employed by a trainer that makes the required amount of per month starts, as above, will be eligible for the Health Insurance program.
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- MONTHLY PREMIUMS: Premiums are due in the STHHA office by the 1st day of each calendar month. Premiums may be received in the STHHA office by hand delivery during the months that the track is in operation. (April - September) During the dark months, can be mailed to the following address.
- STHHA P.O. Box 9 Nichols, N.Y. 13812 / Please make checks payable to - STHHA
- Monthly Payments: Single - 159.00 Couple - 319.00 Family - 427.00
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- DISCLAIMER: All final decisions for eligibility will be at the discretion of the STHHA Board of Directors.
- SULKY BENEFIT PROGRAM
- ELIGIBILITY: All member of the STHHA in good standing are eligible to be covered by the Sulky Insurance Policy.
- REQUIREMENTS: Owner/Trainer/Driver all must be members of the STHHA and be in good standing for claim to be valid.
- COVERAGE: Sulkies will be covered when any mishap occurs in a Pari-mutual race, a qualifying race, or a gate-school at Tioga Downs. (Damage to wheels by themselves will not be covered.)
- POLICY COVERAGE:
- Sulkies less than 1 year of age: A sulky that is 1 year of age or less is eligible for a maximum compensation of up to 50% of original value.
- Sulkies greater that 1 year, but less than 3 years of age: A sulky that is over 1 year of age but less than 3 years of age, will be eligible for a maximum compensation of up to 30% of original value.
- Sulkies over 3 years of age: Sulkies older than 3 years will have a maximum compensation of up to 10% of original value.
- FILING A CLAIM:
- Claim forms must be submitted within 30 days of date of the accident and must be signed by either the trainer, driver or owners to be valid.
- Proof of purchase, date and price must accompany any claim.
- If proof of purchase is unavailable, the a recent photo of the sulky with estimated date of purchase and purchase price will be required.
- FINAL DETERMINATION OF COMPENSATION:
- The STHHA Board of Directors has sole and exclusive final determination for any compensation awarded.
- Compensation awarded to any member will be paid no more that 30 days after receipt of signed claim form.
- PROOF: Proof for these purposes will be defined as any of the following items: Original receipt, canceled check or check carbon copy, manufacturers receipt of bill.
